One Year Fixed Rate Bond

Fixed rate bonds

Do you have £5,000 or more to save? And are you looking to keep your money untouched for one year? Our One Year Fixed Rate Bond could be the answer. The bond offers:

  • From 3.25% AER with annual interest
  • From 3.20% Gross with monthly interest
  • Initila rate - Any deposits made before 29 January 2009 (i.e. before the start date of the Bond will attract a rate:
    - a rate equivalent to 0.25% below Bank of England Base Rate p.a. until 29 January 2009

Can you open this bond?

You need to be aged 18 or over and permanently resident in the UK for tax purposes.

You will also need to have an RBS current account or instant access savings account. The only savings accounts you can’t use are Direct Saver and Instant Access Cash ISA.

Important information - read this before you apply

Before you apply, make sure you read about the features and benefits and relevant information sheet(PDF, 161KB) (161KB PDF) of the One Year Fixed Rate Bond.

You should also find out about the rates and charges, and read the important information which apply to this bond.

When applying, you will be asked to enter the 'issue number' and 'term' for the bond. Please enter:

  • '284' for the issue number
  • '12' for the term