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Mortgage options
- Fixed rate mortgages
- Variable rate mortgages
- Offset mortgages
- Buy to let mortgages
- Lifetime mortgage
Existing customers
Guides
Useful information
Budget planner
Buying a home
Simply print out and complete our budget planner - so you know your monthly outgoings before you apply for a mortgage.
| Main applicant | Joint applicant | |
|---|---|---|
| Monthly Income | ||
| Main wage | £ | £ |
| Commission/bonus | £ | £ |
| Investment/other income | £ | £ |
| Net monthly income | £ | £ |
| Anticipated monthly expenditure | ||
| Anticipated mortgage payment | £ | £ |
| Life assurance/pensions contributions | £ | £ |
| Buildings/contents insurance | £ | £ |
| Endowment policy | £ | £ |
| Payment protection | £ | £ |
| Ground rent/service charge | £ | £ |
| Property repairs/decoration | £ | £ |
| Council tax | £ | £ |
| Electricity, gas, oil, water | £ | £ |
| Telephone | £ | £ |
| TV licence | £ | £ |
| Housekeeping/food | £ | £ |
| Clothing | £ | £ |
| Loans/credit cards | £ | £ |
| Transport | £ | £ |
| Car - insurance, tax, petrol | £ | £ |
| Net monthly income | £ | £ |
| Holidays/entertaining/gym membership | £ | £ |
| Total anticipated monthly expenditure | £ | £ |
| Excess/deficit of income over expenditure | £ | £ |
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