Apply for our personal loan online

Personal loans

Our personal loan could be a good choice if you’re looking for fixed-rate repayments.

Fixed rate - repayments are fixed for the length of the loan
8.9% APR typical for online loans of £7,500 to £12,450
Other loan amounts are available
For existing current account customers only

For loans under £15,000, the maximum repayment term is five years. And for loans between £15,000 and £25,000 you can borrow over a maximum of seven years.

However, if you borrow over £2,500 for home improvements, the maximum repayment term is 10 years.

Important information

You need to be aged 18 or over and a permanent resident in the UK for tax purposes.

Please note our personal loans are only available to existing RBS current account holders.

Please ensure you have read the product information and have read and understood the legal information

Continuing your application online

Please note we no longer sell Loanguard personal loan protection. Please do not select this option when applying for your loan.

Existing customers

Already have an RBS current account?

Not got an RBS current account?

Our personal loans are only available to RBS current account holders. Not got one?

View and apply for an RBS current account